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LEGAL DISCLAIMER and Terms of Use

General

1.   The following terms and conditions stated in this legal disclaimer and terms of use (the “Legal Disclaimer”) govern the use of the DFSA website (“this website”).
2.   By accessing this website, you accept and agree to the terms and conditions of the Legal Disclaimer.
3.   The DFSA expressly reserves the right to make changes to the Legal Disclaimer, this website and its contents. Changes to the Legal Disclaimer are effective   
      immediately upon posting of the amended text, content or other information on this website.
4.   The Legal Disclaimer and any obligations arising out of or in connection with it shall be governed by and construed in accordance with the laws of the Dubai
      International Financial Centre. Any dispute arising out of or in connection with the Legal Disclaimer shall be subject to the exclusive jurisdiction of the Courts
      of the Dubai International Financial Centre.

Copyright

5.   The DFSA maintains this website to provide direct access to its information, documents, data and materials (the “Material”) to those who choose to access
      and use this website. The DFSA maintains this website for general information purposes only.
6.   Unless otherwise stated, the DFSA owns the copyright and any other rights, titles and interests in and to the Material.
7.   You may print and download extracts from this website subject to compliance with the following conditions:
      a)  the Material on this website is for personal use or for use within an individual firm or organisation; any Material that you copy, reproduce or save may
           (subject to the exception in subparagraph d below) only be used for personal viewing purposes or for viewing within the firm or organisation by which they
           were copied, reproduced or saved;
      b)  any extracts which are printed may only be used for personal viewing or for viewing within the firm or organisation by which they were printed (subject to
           the exception in subparagraph d below);
      c)  neither pages saved or stored, nor extracts printed, may (subject to the exception in subparagraph d below) be distributed to third parties or the public
           whether for profit or otherwise;
      d)  the only permitted exception to the general conditions stated in subparagraphs (a) to (c) above is where extracts (of no more than a few relevant provisions)
           are copied to individual third parties for purposes of advising. The DFSA’s copyright symbol (i.e. © Dubai Financial Services Authority) must appear on any 
           copyrighted Material copied, reproduced, saved, printed or otherwise distributed from this website.
8.   You must not reproduce or store in any form whatsoever any Material in this website in any other website or include it in any public or private electronic 
      retrieval system or service, without the DFSA’s prior written permission.
9.   You must not use the name or trademarks or logo or graphics of the DFSA in any advertisement or public announcement or any form of information or
      documents or records or communication (whether verbal or written or electronic or otherwise) without the DFSA’s prior written consent.
10.  Subject to paragraph 7, if any Material is reproduced (whether in whole or part) and whether on paper or electronically or otherwise, you must ensure that any
      document, communication or publication or other format in which the Material is displayed does not:
      a)  in any way imply that the DFSA is endorsing the document or publication or communication or other format in which the Material is displayed;
      b)  present false or misleading information concerning the DFSA;
      c)  contain content that could be construed as distasteful, misleading, offensive, controversial or against the public interest; or
      d) infringe any intellectual property or other rights of any person or otherwise contravene any applicable law or regulation.
11.  Any rights not expressly granted in this Legal Disclaimer are reserved in full by the DFSA.

Disclaimer

12. The Material contained in this website is for general information purposes only. While the DFSA endeavours to keep the Material correct, the DFSA makes no
      representations or warranties of any kind, whether express or implied, about:
      a)  the completeness, accuracy, reliability, contemporaneity, suitability, or availability with respect to the contents of this website, including but not limited to
           the Material contained on this website;
      b)  the non-infringement, title, merchantability or fitness for any particular purpose of the contents of this website, including but not limited to the Material
           contained on this website; or
      c)  that the contents available through this website or any functions associated with this website will be uninterrupted or error-free or that defects will be
           corrected or that this website and its server is and will be free of all viruses or other harmful elements.
13. The DFSA does not accept any liability for any damage, loss or claims of any kind, whether under contract or tort or otherwise, including without limitation, any
      indirect or consequential damages of any kind or loss of business or profits howsoever caused and whether as a result of, or in connection with (directly or
      indirectly):
      a)  the use of this website;
      b)  reliance on the contents of this website or the Materials;
      c)  any error or omission or defect in the contents of this website;
      d)  any action, inaction or decision taken as a result of or in connection with the use of this website or any information on this website; or
      e)  any functions associated with this website or any viruses or other harmful elements.
14. This website contains English translations of certain Federal and Emirates laws and regulations for general information purposes only. The DFSA makes no
      warranties whatsoever as to the accuracy, completeness or contemporaneity of such translations and bears no responsibility whatsoever for any reliance
      placed on these translations. Any interested person should consult the original Arabic versions of such laws and regulations published in the Federal or
      Emirate Official Gazette.
15. Part of this website contains information provided by third parties. These third parties are solely responsible for ensuring that the information they submit to
      the DFSA is accurate, complete and current and complies with all applicable laws and regulations. The DFSA is not responsible on any basis whatsoever for
      any information provided by third parties and will not verify such information. The DFSA reserves the right to omit, suspend, remove or edit any third party
      information on this website.
16. This website provides general information only and is not intended, nor to be relied upon on any basis whatsoever, as any form of  legal, financial, tax or other
      professional advice. You should consult appropriate professional advisers if you require financial or other advice.
17. Access to this website may be suspended temporarily or permanently and without notice.

Legislation

18. The definitive version of the Rulebook at any particular time is the online Rulebook Modules published on this website.
19. Draft DFSA administered laws or rules contained in consultation papers are subject to change and may differ from the final version. You may not rely on any
      such drafts as a statement of the law, rules or regulatory requirements nor as an indication of policy. Once enacted, the final version of DFSA administered
      laws and rules will be published on this website.

Links in this website to other websites

20. This website offers links, such as hyperlinks or buttons, directing access to third party websites, which enable you to leave this website. The DFSA does not
      control or monitor these linked websites and shall not be responsible for any materials, information or content posted on these linked websites. The DFSA is
      not responsible for the availability of any linked website or any changes or updates to any linked website or any functions associated with any linked website
      or any viruses or other harmful elements associated, resulting from or connected to any linked website.
21. The inclusion of any third party linked website on this website does not imply any relationship or association between the DFSA and the owner of the linked
      website or any endorsement, sponsorship or approval by the DFSA of the linked website or its contents. The DFSA provides links to third party websites solely
      for your convenience and on a non-reliance basis at your full risk. You are solely responsible for your access to any linked website. You shall use your own
      judgment, caution and common sense in using any linked website and should check the privacy policy and terms of use for each linked website. The DFSA
      does not accept any responsibility or liability whatsoever for any policy or terms of use for any linked website.
22. Third party linked websites may use web measurement tools, customisation technologies and cookies. The DFSA is not responsible for the privacy practices
      or the content of other websites, and the DFSA does not use, share or maintain personal information that is collected by other websites.

Other websites links to this website

23. Except as set out below, links and caching to, and the framing of this website or any of its contents are prohibited.
24. The linking of any third party websites to this website is permitted only where the link provided is to the DFSA homepage. Please note, the DFSA reserves the
       right to disable any link to the DFSA homepage of this website where the DFSA considers the link to be inappropriate.
25. Your linking to this website constitutes acceptance of this Legal Disclaimer, including any changes or modifications thereto. If you do not accept this Legal
       Disclaimer, you must discontinue linking to this website and any of its contents.
26.  In no circumstances shall the DFSA be considered to be associated or affiliated in any manner whatsoever with any trade or service marks, logos, insignia or
       other devices used or appearing on websites that link to this website or any of the contents of this website.
27.  The DFSA disclaims any responsibility for the content available on any other website reached by links to or from this website or any of the contents of this
       website.

Cookies

28. The DFSA uses cookies exclusively for remembering a user’s preferred language setting so that when a user revisits the DFSA website, the website will
      appear in the language that the user selected on their earlier visit. This type of cookie is categorised as a “functional cookie.” DFSA’s cookies do not build a
      profile of individuals but rather, they enable the DFSA website to remember the user’s language preference solely for website functionality purposes.

Google Analytics

29. The DFSA uses Google Analytics as a web analytics tool to provide statistical reports to it on the DFSA’s website traffic. The statistical reports that the DFSA 
      receives from Google Analytics contain data that is anonymised and aggregated and does not personally identify visitors to the DFSA website.